Stocks, Bonds, IRAs iyo in ka badan!

Fudud

Faa'iido leh

Saamayn leh

Stocks, Bonds, IRAs iyo in ka badan!

Fudud

Faa'iido leh

Saamayn leh

Sii hadiyad Cashuur-Smart Maanta!

Deeqahaagu waxay caawisaa Hay'adaha Samafalka Katooliga inay u adeegaan deriskeena aadka u nugul waxaana laga yaabaa inay sidoo kale ku siiso faa'iido cashuureed oo qiimo leh.

Siinta hantida la mahadiyay sida kaydka, curaarta ama maalgelinta wadaagga ah waxay kaa caawin kartaa inaad iska ilaaliso inaad bixiso cashuurta faa'iidada raasumaalka waxayna ku siin kartaa dhimista cashuurta dakhliga ee qiimaha buuxa ee hadiyadda, haddii aad hantida haysatay in ka badan hal sano.


Sii hantida la mahadiyay hadda oo ku raaxayso faa'iidooyinka, ama nagu dar si ka faa'iidayste hantidan oo baabi'iso canshuurta hantida maguurtada iyo dhaxalka, adigoo ka faa'iidaysanaya hadiyaddaada.

Saamiyada, Debaajiga & Maalgelinta wadaagga ah

Sida ay u shaqeyso


  1. Si toos ah ugu wareeji dammaanadaha la mahadiyay hay'adaha samafalka Katooliga.
  2. Hel rasiidka canshuurta qiimaha hantida.
  3. Dammaanadaha waa la iibiyaa, lacagahana si toos ah ayaa loogu isticmaali doonaa saamaynta ugu wayn.



Fadlan weydiiso dullaalkaaga inuu ku daro magacaaga wax kala iibsiga. Tani waxay noo ogolaaneysaa inaan ku siino dukumeentiyada canshuurta ee ku habboon.

Habka


Waydii dullaalkaaga inuu ku deeqo isagoo:


  • Broker: Bernstein Global Wealth Management
  • Lambarka DTC: # 0013
  • Magaca Xisaabta: Hay'adaha Samafalka Katooliga ee Diocese St. Cloud
  • Lambarka Xisaabta: 037-70837
  • Aqoonsiga Cashuuraha Sadaqada Katooliga: 41-0737799



Faa'iidooyinka

  • Hadiyadaha hantidu waxay badiyaa kaa badbaadin karaan cashuuro ka badan hadiyadaha lacagta caddaanka ah
  • Ka fogow canshuurta faa'iidada raasumaalka ah
  • Hel cashuur-dhaafka dakhliga ee qiimaha hantida (haddii aad haysato in ka badan hal sano)
  • Saamayn degdeg ah ku samee hadafkeena


Ku-deeqidda Sadaqo ee IRA-gaaga shaqo geli


Qaybin tabaruc ah oo u qalma oo ka socota Koontadaada Hawlgabka Shakhsi ahaaneed (IRA) waxay taageertaa shaqada beddelka nolosha ee Sadaqada Katooliga ee bulshadaada.

  • Faa'iidooyinka Qaybinta Sadaqo ee Aqoonta leh

    • Qaybin tabarucaad oo aqoon leh ayaa ka reebaysa qaddarka tabarucaadka dakhligaaga la canshuuri karo, taasoo laga yaabo inay ku kasbato canshuur dhimis weyn.
    • Dakhliga hoose ee la canshuuri karo ayaa laga yaabaa inuu yareeyo saameynta canshuurta credits iyo dhimisyada qaarkood, oo ay ku jiraan Lambarka Bulshada iyo Medicare.
  • Habka Wareejinta Securities

    Far maamulahaaga IRA si uu ugu wareejiyo lacagaha sadaqada, ama hay'adaha samafalka, ee aad magacawday. Lacag bixinta waa in si toos ah looga soo diraa IRA-gaaga una soo dirtaa Sadaqada Katooliga iyada oo loo marayo qaybin samafal oo aqoon leh (QCD).


    Si aad si toos ah ugu wareejiso saamiyada Sadaqada Katooliga ee Diocese of St. Cloud xisaabteeda dilaaliinta, sii dullaalkaaga/la taliyahaaga macluumaadka soo socda:


    Lambarka DTC: # 0013

    Lambarka Xisaabta: 037-70837

    Dilaaliinta: Bernstein Global Wealth Management

    Aqoonsiga Canshuuraha Federaalka ee Sadaqada Katooliga: 41-0737799

    Hay'adaha Katooliga ee Minnesota State Tax ID: 8437916


    Fadlan weydiiso dullaalkaaga inuu ku daro magacaaga wax kala iibsiga. Tani waxay noo ogolaaneysaa inaan ku siino dukumeentiyada canshuurta ee ku habboon.


  • Shuruudaha iyo Xayiraadaha

    • Ku-deeqaha waa inuu jiraa 70½ ama ka weyn.
    • Hadiyadaha waa in si toos ah looga sameeyaa IRA ilaa 501(c)(3) urur samafal. Hadiyadaha laga helo 401 (k), 403(b) iyo 457 qorshayaasha waa mamnuuc.
    • Dhammaan hadyadaha samafalka oo la isku daray waxa laga yaabaa in aanay ka badan $100,000 cashuur bixiye kasta, sannadkii.
    • Haddiyado lagama yaabo in la siiyo sanduuqa deeq bixiyayaasha lagula taliyay, ururka taageera ama mu'asasada gaarka ah.
    • Hadiyadaha kuma jiraan dakhliga la canshuuri karo, mana la ogolyahay in sadaqo laga gooyo.

Saamayntaada

1,962 Tabarucayaal

Waxa la bixiyay 160,818 saacadood oo adeeg ah

351,150 Cunto

Loo adeego waayeelka da'doodu tahay 60 iyo wixii ka weyn 

1,296 Shakhsiyaad

Helay adeegyo nolol iyo guri taageero ah 

2,452,788 rodol. Cunto

La siiyo shaqsiyaadka iyo qoysaska